Terms of Advertising

All orders for advertising or advertorial or any other form of fee-attracting content in print and/or online are accepted on the following basis:

  • Written or verbal confirmation will form the contract to advertise

  • Print or digital display of the agreed advertising or advertorial or any other form of fee-attracting content will be the point at which the agreed fee becomes a contractual commitment

  • Rate card rates will apply, unless a long-term commitment to a partnership is agreed

  • Design will be included in the cost, unless agreed otherwise. A maximum of 2 proofs will be provided

  • Invoices will be sent via email by the 5th of the month of publication

  • Invoices should be settled within 7 days wherever possible. If an invoice remains outstanding for more than 28 days then a reminder will be sent, requesting immediate payment

  • No additional orders will be accepted, whilst an invoice remains outstanding


This page (and the documents it refers to) tells you the terms of use on which you may use our website www.waterfrontlife.co (our site), whether as a guest or a registered user. Please read these terms of use carefully before you start to use the site. By using our site, you accept these terms of use and agree to abide by them. If you do not agree to these terms of use, please do not use our site.


Http://www.waterfrontlife.co is a site operated by Richard Stewart ("we" or “us”). Our email address is info@waterfrontlife.co


We allow access to our site on a temporary basis and we reserve the right to withdraw, restrict or change our site at any time and without notice. We will not be liable if for any reason our site is unavailable at any time or if the content is changed or out of date.

You must treat as confidential any user identification code, password or other security feature in relation to our site. If, in our opinion, you aren’t complying with these terms of use, we have the right to disable any such code, password or feature at any time.

You must comply with the provisions of our Acceptable Use Policy when using our site.

It is your responsibility that anyone who accesses our site through your internet connection is aware of these terms and complies with them.


We may revise these terms of use at any time by amending this page or by provisions or notices published elsewhere on our site.


We are the owner or the licensee of all intellectual property rights in our site and the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You must not use any part of the materials on our site for commercial purposes without a license from us or our licensors. You may not reproduce in any format (including on another website) any part of our site (including content, images, designs, look and feel) without our prior written consent.

If, in our opinion, you are in breach of these provisions, your right to use our site will cease immediately and you must either return or destroy (as required by us) any copies of the materials you have made.


The contents of our site (including links to other sites and resources provided by third parties) are for information only, and we shall not be liable for any use of, or reliance on, such materials. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.


We process information about you in accordance with our Privacy Policy. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.


You may link to our home page only if you have first obtained our written consent and provided that you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. We reserve the right to withdraw linking permission without notice.

The website from which you are linking must comply in all respects with our Acceptable Use Policy and must be owned by you.

You must not link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

If you wish to make any use of material on our site other than that set out above, please address your request to info@waterfrontlife.co


When you upload material to our site, or make contact with other users of our site, you must comply with our Acceptable Use Policy. If you upload material in breach of our Acceptable Use Policy and we suffer loss as a result, you will reimburse us for such loss.

Any material you upload to our site will be considered non-confidential and non-proprietary and we have the right to use, copy, distribute and disclose it to third parties. If any third party claims that any material posted or uploaded by you to our site violates their intellectual property rights, or their right to privacy, we have the right to disclose your identity to them.

We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our site.

We have the right to remove any material or posting you make on our site if, in our opinion, such material does not comply with the content standards set out in our Acceptable Use Policy.


You must not misuse our site by knowingly introducing any material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

By failing to comply with this provision, you would commit a criminal offence and your right to use our site will cease immediately and we will report your actions to the relevant authorities.


The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we hereby expressly exclude:

     All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
    Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it (whether by us or a third party), including, without limitation any liability for:
    loss of income or revenue;
    loss of business;
    loss of profits or contracts;
    loss of anticipated savings;
    loss of data;
    loss of goodwill;
    wasted management or office time; and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

This does not affect any liability which cannot be excluded or limited under applicable law.


The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site.

These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.


This privacy policy is between you, the User of this Website and Waterfront Life, the owner and provider of this Website. Waterfront Life takes the privacy of your information very seriously. This privacy policy applies to our use of any and all Data collected by us or provided by you in relation to your use of the Website.

1. In this privacy policy, the following definitions are used:

Data - collectively all information that you submit to Waterfront Life via the Website. This definition incorporates, where applicable, the definitions provided in the Data Protection Laws;

Data Protection Laws - any applicable law relating to the processing of personal data, including, but not limited to the directive 96/46/EC (Data Protection Directive) or the GDPR, and any national implementing laws, regulations and secondary legislation, for as long as the GDPR is effective in the UK.

GDPR - the General Data Protection Regulation (EU) 2016/679

User or You - any third part that accesses the Website is is not either (i) employed by Waterfront Life and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to Waterfront Life and accessing the Website in connection with the provision of such services.

Website - the website that you are currently using, www.waterfrontlife.co, and any sub-domain of this site unless expressly excluded by their own terms and conditions.

2. In this privacy policy, unless the context requires different interpretation:
a. The singular includes the plural and vice versa;
b. The references to sub-clauses, clauses, schedules or appendices of this privacy policy; 
c. A reference to a person includes firms, companies, government entities, trust and partnership;
d “including” is understood to mean “including without limitation”;
e. The reference to any statutory provision includes any modification or Amendment of it; 
f. The headings and subheadings do not form part of this privacy policy. 


3. This privacy policy applies only to the actions of Waterfront Life and Users with respect to this Website. It does not extend to any websites that can be accessed from this website including, but not limited to, any links we may provide to social media websites.

4. For the purposes of the applicable data protection laws, Waterfront Life is the “data controller”. This means that Waterfront Life determines the purposes for which, and the manner in which, your Data is processed.


5. We collect data in the following ways:
a. Date it is given to us by you; and
b. Data is collected automatically.


6. Waterfront Life will collect your data in a number of ways, for example:
a. When you contact us through the website, by telephone, post, email or through any other means; in each case, in accordance with this privacy policy.


7. To the extent that you access the website, we will collect your data automatically, for example:
a. We automatically collect some information about your visit to the website. This information helps us to make improvements to the website content and navigation, and includes your IP address, the date, times and frequency with which you access the website in the way you use and interact with its content.


8. We will use technical and organisational measures to safeguard your data, for example:
a. Access to your account is controlled by a password and username that is unique to you.
b. We store your data on secure servers.

9. Technical and organisational measures include measures to deal with any suspected data breach. If you suspect any misuse or loss or unauthorised access to your data, please let us know immediately by contacting us via the email address info@waterfrontlife.co


11. Unless a longer retention. Is required or permitted by law, we will only hold your data on our systems for the period necessary to fill the purposes outlined in this privacy policy or until you request that the data be deleted.

12. Even if we delete your data, in May persist on backup or archival Media for legal, tax or regulatory purposes.


13. You have the following rights in relation to your data:
a. Right to access-the right to request (i) close bracket copies of the information we hold about you at any time, or (ii) that we modify, update or delete such information. If we provide you with access to the information we hold about you, we will not charge you for this, unless your request is “manifestly unfounded or excessive". Where we are legally permitted to do so, we may refuse your request. If we refuse your request, we will tell you the reasons why.
b. Right to correct-the right to have your data rectified if it is inaccurate or incomplete.
c. Right to erase-the right to request that we delete or remove your data from my sister's.
d. Right to restrict our use of your data-the right to “block” us from using your data or limit the way in which we can use it.
e. Right to data portability-the right to request that the move, copy or transfer your data.
f. Right to object-the right to object to our use of your data including where we use it for our legitimate interests.

14. To make enquiries, exercise any of your rights set out above, or withdraw your consent to the processing of your data (where consent is our legal basis for processing your data), please contact us via this email address info@waterfrontlife.co

15. If you are not satisfied with the way a complaint you make in relation to your data is handled by us, you may be able to refer your complaint to the relevant data protection authority. For the UK, this is the information commissioners office (ICO). The ICO's contact details can be found on their website at www.Ico.Gov.Uk

16. It is important that the data we hold about you is accurate and current. Please keep us informed if your data changes during the. For which we hold it.


17. This website may, from time to time, provide links to other websites. We have no control over such websites and are not responsible for the content of these websites. This privacy policy does not extend to your use of such websites. You are advised to read the privacy policy or statement of other websites prior to using them.


18. Waterfront Life may, from time to time, expand or reduce our business and this may involve the sale and/or  transfer of control of all or part of Waterfront Life. Data provided by users will, where it is relevant to any part of our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this privacy policy, be permitted to use the data for the purposes for which it was originally supplied to us.

19. We may also disclose data to a prospective purchaser of a business or any part of it.

20. In the above instances, we will take steps with the aim of ensuring your privacy is protected.


21. You may not transfer any of your rights under this privacy policy to any other person. We may transfer our rights under this privacy policy where we reasonably believe your rights will not be affected.

22. If any court of competent authority finds that any provision of this privacy policy (OR part of any provision) is invalid, illegal or unenforceable, that provision or provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this privacy policy will not be affected.

23. Unless otherwise agreed, no delay, act or Omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.

24. This agreement will be governed by and interpreted according to the law of England and Wales. All disputes arising under the agreement will be subject to the exclusive jurisdiction of the English and Welsh courts.


25. Waterfront Life reserves the right to change this privacy policy as we may deem it necessary from time to time or as may be required by law. Any changes will be immediately posted on the website and you are deemed to have accepted the terms of the privacy policy on your first use of the website following the alterations. You may contact Waterfront Life by email at info@waterfrontlife.co

Cookie Statement

This policy (together with our terms of website use Terms of Use and any other documents referred to on it) sets out the basis on which we Waterfront Life, will process any personal data we collect from you, or which you provide to us, in the course of using our site www.waterfrontlife.co (“site”).  For the purpose of the Data Protection Act 1998 we are the data controller.


When you use our site, there are a number of ways in which you provide information and other data to us. By using the site, you consent to us processing and collecting this data, on the terms and for the reasons which are explained below.


We may use your information to:

    send you our newsletters from time to time.

    ensure that content from our site is presented in the most effective manner for you and for your computer.

    provide you with information, products or services that you request from us or which we feel may interest you, where you have consented to be contacted for such purposes.

    carry out our obligations arising from any contracts entered into between you and us.

    allow you to participate in interactive features of our service, when you choose to do so.

    notify you about changes to our service.

If you do not want us to use your information for marketing purposes, contact us directly by emailing info@waterfrontlife.co

Please note that if you click on, or follow, any links from our site to external websites, our privacy policy will no longer apply. Please check the privacy policies of any such external site before submitting any personal data, as we cannot accept any responsibility or liability in relation to them.

We do not store the credit or debit card details of any of our customers.


All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology.

We take your privacy very seriously, and will take all reasonable steps to protect your personal data, but please be aware that any data which you send to our site is sent at your own risk.

The data that we collect from you may be transferred to, processed and/or stored at a destination outside the European Economic Area ("EEA"). By submitting your personal data, you agree to this. We will take all reasonable steps to ensure that your data is treated securely and in accordance with this privacy policy.


We may disclose your personal information to any of our group companies (which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in section 736 of the UK Companies Act 1985) and also to third parties in the following circumstances: -

    to any prospective seller or buyer of all (or part of) our business or assets;

    if we are required to do so by law, any applicable regulation or to protect the rights, property, or safety of ourselves or others. This may include disclosing to other companies and organisations in connection with fraud protection and credit risk reduction.

to any publication partner and/or collaborator to assist with general and specific enquiries that require more complex responses that cannot be dealt with internally.


You have the right under the Data Protection Act to access the information which we hold about you. If you wish to exercise this right, please send your request to info@waterfrontlife.co
In order to meet our costs in responding, we will charge you a fee of £10.


This is the acceptable use policy, which, together with our terms of website use, Terms of Use, sets out the terms under which we Waterfront Life allow you to use our site www.waterfrontlife.co (“site”) whether you are a visitor or a registered user. All enquiries should be directed to info@waterfrontlife.co Please read the terms of this policy carefully, as by using our site you indicate that you agree to comply with and be bound by them.


Whether you are a visitor or registered user, you must comply with our terms of website use Terms of Use, and use our site for lawful purposes only. In particular, you must not use our site for the uses listed (without limitation) below:-

    any fraudulent activity;
    any activity which breaches any applicable law or regulation, whether national or international;
    any activity which may cause or result in harm to a child under 18 years of age;
    sending unsolicited advertising or other content (spam), or entering into any arrangement for such material to be sent;
    reproducing, selling or otherwise handling our site or its contents in breach of our terms of website use;
    knowingly introducing to our site, or transmitor attempt to transmit to any other site, computer or network, viruses, trojans, worms, logic bombs or other material, code or program which is malicious or technologically harmful;
    attempting to gain unauthorised access to our site, our software, our server, or any server, computer or database connected to our site; or
    attacking our site via a denial-of-service attack or a distributed denial-of service attack.


Our site may offer users the facilities to upload or contribute content or other material, or to interact with other users. When making use of these facilities, it is your responsibility to ensure that any contribution or interaction is, as far as you are aware, factually correct, represents your honest opinion, and does not breach any applicable law or regulation.

In addition, any contribution or interaction must not include any material which (without limitation):-

    is defamatory, obscene, offensive, hateful or inflammatory;
    is, or refers to material which is, sexually explicit;
    promotes violence, illegal activity or any form of discrimination;
    infringes any other person’s copyright, database right or trade mark;
    threatens, harasses, upsets, embarrasses, alarms or annoys any other person, or is likely to do so;
    advocates, promotes or assists any illegal activity;
    is likely to deceive any person or is made in breach of a legal duty owed to a third party (such as a duty of confidence);
    invades another’s privacy or cause inconvenience or anxiety to any person;
    is used to impersonate any person, or to misrepresent your identity or affiliation with any person; or
    gives the impression that the material emanates from us, if this is not the case.


If we at any time use our site to provide users with any interactive service, the following moderation provisions will apply:-

    we will notify users if moderation is in place, and, if so, whether the moderation is provided by a person or is automated;
    if moderation is in place, we will give you a means to contact the moderator;
    although we will do our best to assess any risks which such interactive service may pose, we will be under no obligation to moderate it, and we expressly exclude any liability for any loss or damage to any person caused by use of it; and
    children should at all times be supervised when using the interactive services on our site, whether such services are moderated or not.


Any breach of this acceptable use policy will be dealt with in the same way as breach of our terms of website use Terms of Use, and we reserve the right to take any other action we reasonably deem appropriate, including restricting your use of our site and/or taking legal action against you. We are not liable for any loss or damage caused by any breach of this acceptable use policy.


Please check this page regularly, as we may revise this acceptable use policy at any time. We may also change or update our acceptable use policy at any time by means of notices published anywhere on our site.